Yes, you can legally work Inside and Outside IR35 at the same time in the UK tax year. IR35 is assessed contract by contract, so the real difficulty is stopping two tax treatments, two payment routes and one personal tax position from colliding. The Short Answer: How to Work Inside and Outside IR35 Dual-status contracting…
For a UK contractor working through a limited company, understanding inside vs outside IR35 helps explain how an engagement is taxed and how much of the contract value ultimately reaches you. This guide explains the practical differences for 2026/27, including working practices, tax treatment and illustrative figures. If you haven’t yet read the foundational explainer,…
A practical breakdown of IR35 status, financial impact, and compliance for tech contractors operating through a Personal Service Company (PSC) or umbrella arrangement. Disclaimer: This guide is general information for UK and cross-border tech contractors, not personalised tax or legal advice. IR35 status depends on your specific contract and working practices. Get a qualified accountant…
A working reference for independent IT consultants, remote software architects, cybersecurity advisors, and tech contractors operating through limited companies across multiple jurisdictions. 1. Introduction & The Hidden Liability Trap International IT consultant insurance can be a contractual requirement as well as a way to manage business risk. Enterprise clients in the US, EU and UK…
A SaaS stack audit can help businesses identify unused subscriptions, duplicate software, unnecessary seats and plans that no longer match their needs. For companies with a growing number of software subscriptions, a regular review can also make it easier to keep technology spending under control. Below is a four-step process businesses can use to review…
Finding the best business credit cards for new LLC owners with no history doesn’t require two years of tax returns or established business revenue. Getting a business credit card as a new LLC can be possible even when the business has little or no revenue history, although approval depends on the issuer and the applicant’s…
This post is for educational purposes only and is not formal tax or legal advice. Tax rules change, and everyone’s situation is different, so verify the current IRS guidance and consider speaking with a qualified tax professional before filing. If you’re wondering how to write off home office expenses legally, the starting point is whether…
Money held in a standard checking account may earn little or no interest, while a high-yield savings account can potentially earn more on cash you expect to leave untouched for a period of time. For freelancers setting aside money for taxes or slower months, moving that reserve into an appropriate interest-bearing account can make the…
Monthly freelance retainers can give freelancers a more predictable way to package ongoing work, but they only work when the scope, price and boundaries are clear. A flat-rate project can become unprofitable when revisions, additional stakeholders or new deliverables keep being added without a corresponding change in price. The problem is often the structure of…
If you are spending Sunday nights hunting down crumpled receipts for Adobe subscriptions and font purchases, your bookkeeping system may be due for an upgrade. Small expenses can be easy to overlook, especially when they are spread across cards, bank accounts and subscriptions. Finding the best expense tracking software for graphic designers can make that…